How Important Is It to have Long-Term Care Insurance?
“Political instability, rampant inflation and the specter of recession are looming threats to our clients’ financial future, which directly impacts their ability to take care of themselves at a point in their lives when they are likely to need care or other age-related services.”
Stay-at Home Moms After the Children Become Adults
“You did not need their permission to be a stay-at-home mom, and you do not need their approval now.”
Spare Yourself These Retirement Expense Surprises
“’Stealth expenses,’ as one retiree described them to me, are waiting behind any number of corners in retirement.”
What Will Happen if There’s a Market Crash During Retirement?
“While few retirees or soon-to-be retirees ever stop to ask that question, they should—unless their equity exposure is so low that a crash wouldn’t materially impact their retirement financial plan.”
Create an Estate Plan for Your Heir’s Sake
“After someone’s death, it is typically a time of grief, high emotion, fear of the unknown, and confusion. A good estate plan can alleviate some of this.”
Will You Need to Join the Retirement-Age Workforce?
“Today, approximately one-in-five Americans 65 and older are working or looking for jobs, according to the U.S. Bureau of Labor Statistics.”
Yes, You Do Have an Estate and You Do Need an Estate Plan
“Regardless of their actual financial standing, job title, and income, many Americans—and probably most federal civil servants—would identify themselves as middle class.”
How to Prevent the Top Six Retirement Planning Mistakes
“Unfortunately, retirement is complicated, and your decisions can have irreversible consequences.”
Do You Have to Relocate for Retirement?
“Many seniors wind up retiring in the same place they lived during their working years. If the city or town you lived in throughout your career is filled with amenities, family members and friends, then you may want to stay put during your golden years.”
On the Road to Retirement? Watch Out for Roadblocks
“Retirement should be a welcome reward for long years of hard work. However, unless you prepare now, it might not be the bed of roses you had hoped for.”
